Best Vietnam Travel Insurance: Costs and Tips

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Joel Fulleda
@joelfulleda
SOURCES CONSULTED:

wikipedia.org, lonelyplanet.com

Author and references

Vietnam is a fascinating country to be discovered. But when traveling to an exotic destination it is always better to leave prepared. For this reason, choosing an excellent travel insurance, which also includes a health policy, is a smart way to organize your trip. Here are the best travel insurance for Vietnam: Costs and advice.

Index

  1. Heyworld
  2. Axa Assistance
  3. Frontier Insurance
  4. Allianz Global Assistance
  5. Columbus Insurance
  6. Price comparison
  7. Is travel insurance in Vietnam mandatory?
  8. Why do health insurance: risks and dangers
  9. How to choose travel insurance
  10. User questions and comments

Heyworld

With Heymondo you can choose different types of policies to cover your trip to Vietnam. And if you are an avid traveler, you can also take out one annual coverage that will allow you to travel around the world in total safety. Among the policies:



  • Travel Tranquility: includes medical expenses, early return and travel assistance
  • Travel Top: includes medical expenses, early return, travel assistance and damage from loss or damage to luggage during the trip
  • Premium travel: includes medical expenses, early return, travel assistance, loss or damage to luggage during the trip and the cancellation of the trip which will allow you to have a refund

Axa Assistance

Axa travel insurance guarantees you excellent travel assistance with a 24/7 operations center. In addition, it has a health insurance included which will allow you not to have to anticipate any expenses. Surely one of the best known insurance companies in the world, it is a real guarantee for travelers from all over the world.
Among the policies you will find:



  • Total Screen, all-inclusive policy for all destinations
  • Medium protection, for those traveling to countries with very expensive medical bills
  • Low protection, ideal healthcare for short trips to Europe

Frontier Insurance

It is an Italian company specialized in the travel sector and relies on world leaders to give you widespread coverage during your trip to Vietnam, guaranteeing you a policy designed in a sartorial way on your idea of ​​living room. Thanks to the collaboration with IMA Assistance and Insurance Travel, it is able to satisfy any need. The policies are divided into:

  • Base: includes travel assistance, telephone medical assistance, medical expenses, home assistance during the journey and roadside assistance
  • Smart: includes travel assistance, telephone medical assistance, medical expenses, home assistance during the journey, breakdown assistance and damage to luggage during the journey
  • Top: in addition to what Smart offers, it includes reimbursement for flight delay, trip cancellation, trip interruption and accidents including the flight

Allianz Global Assistance

It offers a wide choice of policies for your trip to Vietnam, guaranteeing your trip excellent coverage whatever your motivation. Furthermore, whatever coverage you choose, with Allianza you will always have included helpline and coverage of any medical expenses, guaranteeing you the highest quality of the world leader in insurance policies. Among the policies:

  • Travel Care, for safe travel up to 45 days
  • Annual Travel Care, for all trips of the year and around the world
  • Travel Student, for the study holiday, even annual
  • Travel Business, for business trips
  • Travel Long Stay, for trips with a long stay, up to 120 days

Columbus Insurance

Guarantees a excellent value for money with always-on assistance for your trip to Vietnam and unlimited medical coverage. Thanks to Columbus you will also have the opportunity to access the VIP Lounge in case your flight is delayed! Among the policies:



  • Group insurance, for a hassle-free journey for several people
  • Backpacker insurance, up to 365 days worldwide
  • Sport & Adventure Insurance, for sports and adrenaline-pumping activities

Price comparison

Below is a comparative table of prices for the stipulation of travel policies.

NB: Prices are intended for an adult basic policy without previous illnesses


Is travel insurance in Vietnam mandatory?

Travel insurance for Vietnam is not mandatory but always turns out to be a smart choice. In case of accidents, illnesses or simple unforeseen events, having travel insurance during your stay in Vietnam will allow you to obtain all the necessary assistance.


Why do health insurance: risks and dangers

Taking out travel insurance when you decide to leave is always important. In fact, if within the Schengen area the health card is valid as a policy, when you leave this area the medical expenses are charged to the tourist. Beyond the accidents and unforeseen events, especially when traveling in Southeast Asia, you can run into different dangers:

  • tropical diseases
  • food poisoning
  • pathologies deriving from unpurified water
  • dangerous insect bites
  • snake bites
  • theft and pickpocketing

How to choose travel insurance

When it comes to choosing travel insurance for Vietnam, it is very important pay attention to some clauses:

  • any limitations for previous pathologies
  • coverage ceilings
  • franchise
  • coverage of medical expenses and loss or theft of baggage
  • if there is RC coverage
  • if a refund is given for transport delays
  • if there is the possibility of obtaining a refund for early return
  • if the covered expenses are directly paid by the insurance or reimbursed


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